With CENTURY 21 Four to the Door™ mortgage program the dream of home ownership has never been more within your reach. Below you will find information on each step from pre-approval to closing on time. Please contact us at any time to learn more about this exclusive CENTURY 21® program along with the CENTURY 21 MyChoice™ system which allows you to apply for pre-approval, track your loan, and make changes with a simple click of a button.
With the Four to the Door program we guarantee you will get a same-day loan decision. In fact, most loan decisions are made within 20 minutes over the phone. With MyChoice, you will be able to get pre-approved by phone, face-to-face with a Mortgage Advisor, or online. Our highly efficient application system enables our CENTURY 21 Mortgage® consultants to truly coach you through the first steps of the mortgage process. Once you are pre-approved, a letter of pre-approval will arrive immediately via fax or e-mail, so you can begin house-hunting right away.
Find a Home
When you have found a home, agreed on a price and signed the contract, call us. The moment you notify us with a property address, we'll order you an appraisal (if needed) and send you a package containing important next steps. The CENTURY 21® teams consist of 6-10 mortgage counselors to maximize the level of customer support. Teams are assigned by region to ensure that mortgage processors get to know the local markets.
After your application package is received, the loan processors at the Loan Processing Center are the main point of contact for you. To process loans, my loan processors will gather personal information from you such as credit reports, pay stubs, bank statements and appraisals.
At this step, they will need you to verify this information, as well as provide any required documentation for closing. There is nothing you will have to fill out. You just sign and return the documents in the overnight envelope provided. It's that simple.
Close on Time
At closing, you will receive a closing package containing all the documentation they need. For example, we include a first-payment coupon with a preaddressed envelope, as well as a complete copy of all documentation regarding your loan.
What could be easier? Visit the CENTURY 21 Mortgage® to pre-qualify and access a wide variety of resources, and helpful tools.
Use this calculator to figure
out your monthly mortgage payment.